So I've been frauded. Again. Some more. Is this because I'm a Utah Mormon? Thing is, I wasn't approached by someone at church who wanted to include me in a righteous and holy business venture to build my own wealth and by extension The Kingdom. Nope. Nothing so exciting. Somebody got a hold of my credit card numbers and used them.
A couple of weeks ago GH got a call from Travelocity to ask if he really for sure wanted to purchase a ticket through Bankok Airways. He did not. That was our American Express card. We called up, canceled the card, put a notice on our credit report, all of that.
Yesterday, I found a $100 charge on my Wells Fargo debit card for something called Dr. Jays clothing, where one may purchase sneakers, jeans, and urban clothing. There was also a $68 Paypal transaction. Got to call Wells Fargo and go through the drill. "Yes, I promise that I didn't buy anything from Dr. Jays. And that I didn't use my debit card to make a Paypal transaction. I don't generally use my debit card online. And no, I didn't hand my debit card to anyone and tell them to go shopping with it either. I'm not that nice."
I am not sure how it happened, but that does seem like kind of a coincidence, don't you think? I am very grateful that Wells Fargo and USAA are not holding me responsible for the fraudulent charges. But I'm a little peeved that people are going to steal my money and identity and then do something so . . . pedestrian with it. Buying a pair of Nikes? Seriously? Let's review.
2002: Three envelopes containing checks written by me were stolen out of our (unsecured) apartment mailbox. They were washed and re-used. One of them was cashed at Ream's grocery store and was used, if the memo line is to be believed, on "smokes and pants for dad." My angry response to that: "As IF I would be buying cigarettes and Wranglers!!!"
2011: The charges were all in small amounts for small airlines--Bankok Airways, EasyJet, etc. Better than Wranglers, but still kind of small potatoes.
Also 2011: $68 for something online and $100 on hoodies or whatever. I know I should be grateful that they didn't go nuts, but part of me wants to go, "Ugh. Way to dream big there, @$$holes."
There was, though, the 2004 episode. I got a call from my bank asking if I happened to be in Italy. I, alone in my Provo apartment kitchen, most certainly was not, but that did sound quite nice. An unauthorized party was using my credit card to buy Italian shoes, Eurail passes, and expensive dinners. I poured myself a cold drink and sat back while asking the bank representative to go very, very, slowly through every single charge while I closed my eyes and murmured appreciatively.
Because at least somebody with illegal access to my money knew how to live, dangit.
Image: Pixomar / FreeDigitalPhotos.net